Wholesale Mortgage Broker - Loan Officers - MLO - Direct Lender - Wholesale Lenders

Wholesale Broker Relationship

At ACC we have a slightly different approach to our Wholesale Broker Relationships. Instead of becoming approved with only one bank, with our single application and approval, our brokers essentially have access to several different correspondent lenders, including Fannie and Freddie direct….


Mortgage Broker Associate - Loan Officers - MLO - Direct Lender - Wholesale Lenders

Broker Associate Partnership

If you are interested in becoming a Broker Associate- working independent but still enjoy the benefit of the bank at the same time, then the Broker Associate Program is the best choice for you. This program entitles you to be a “Direct Lender”.  It enables you to hang up your license with us and access our broad selection of bank products.

Retail Mortgage Broker - Loan Officers - MLO - Direct Lender - Wholesale Lenders

Join the ACC Retail Team

If you are interested in becoming a Retail Mortgage Originator, you will the opportunity to work with the ACC Mortgage Bank and its corresponding divisions with brokered access to many other lenders – providing you with all the tools and  programs necessary for your clients.


ACC Mission Statement

By Loan Officers, For Loan Officers

Simply stated, our mission is to close loans the ‘right way’ for our borrowers, loan officers and referring sources, so the MLO receives a new loan referral from that borrower or referring source in the future.  In order to execute this mission, we need to execute the ACC Strategic Plan, which includes:

  • Make ACC the premier place to work for our employees.
  • Offer a competitive product line to our customer base.
  • Fund high quality loans.
  • Be profitable and generate strong financial results to meet our outside covenants, representations and warranties.

With that being said, the entire ACC family stands behind this mission, and every department supports the mission statement to its fullest ability.  The following is a breakdown of how each ACC component contributes to the ACC Mission.


Allen and Tim have owned and operated ACC since 1994, and prior to that, have worked together since 1990.  We have over 75 years of combined experience in mortgage origination.  We also originate loans as well as set a course for the day to day operation of ACC and the execution of the mission.  The fact that  we still originate, sets us apart from nearly every other mortgage bank – We have a producer centric company, and as MLO’s, we need what you need.  So it is in our ‘DNA’ to create the best place to originate loans, create customers for life, and execute referral based strategies with complete confidence that we stand behind the ACC Mission of ‘closing  the loan the right way’, because that is what we do in our own personal production every day.

Executive Team

ACC has a very flat organizational structure which enables us to react quickly to the volatile origination world we live in.  In addition to Allen and Tim, the Executive Team is comprised of:

  • Karen Lieb, SVP and Bank Manager – 22 years with ACC
  • Jacqui Withers, SVP and HR, Admin and Support Manager – 20 years with ACC
  • Erika Boll, VP and Secondary Marketing Manager – 15 years with ACC
Click Here for the complete breakdown of how each ACC component contributes to the accomplishment of the ACC Mission

American Capital Corporation
2245 Campus Drive
El Segundo, CA 90245
(310) 640-0100 phone
(310) 524-0473 fax
CA BRE: 01174694 NMLS:264422